Which Index Frontier annuity are you interested in?


Index Frontier 5
Index Frontier 7


What is your anticipated annuity purchase payment?

Enter a minimum of $25,000 up to a maximum of $1,000,000.



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There are two Index Frontier contracts to choose from: the Index Frontier 5 and the Index Frontier 7. The Index Frontier 5 has a 5-year early withdrawal charge schedule, and the Index Frontier 7 has a 7-year early withdrawal charge schedule. During those first 5 or 7 contract years, depending on which contract you choose, an early withdrawal charge is applied to surrenders and withdrawals that exceed the 10% penalty-free amount. The amount of an early withdrawal charge is determined according to the schedule below, and is based on the contract year in which the withdrawal is made.

Index Frontier 5
Contract Year 1 2 3 4 5 6+
Early withdrawl Charge 8% 7% 6% 5% 4% 0%
Index Frontier 7
Contract Year 1 2 3 4 5 6 7 8+
Early withdrawl Charge 8% 7% 6% 5% 4% 3% 2% 0%

While the Index Frontier 7 has a longer early withdrawal charge period than the Index Frontier 5, it also has higher maximum gains, meaning greater earning potential.

See your prospectus for information about exceptions that may allow you to take a withdrawal without an early withdrawal charge.

You can purchase an Index Frontier annuity with an initial purchase payment of $25,000 or more. You can add to your annuity during the first two contract months with additional purchase payments of at least $10,000. For the purposes of this tool, please enter a single, one-time purchase payment. This tool will not reflect the impact that additional purchase payments may have on the account value.